File 001 · For those who served — Police · Fire · Military · EMS

Investigate
your retirement.

You spent a career protecting others. Now find out what your pension, TSP, 401(k) and IRA are really doing under the hood — before a hidden fee or bad fund costs you the nest egg you earned.

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See Under the Hood

Decode what your TSP, 401(k), IRA and pension are actually holding — in plain English.

Spot the Red Flags

Learn the warning signs of high fees, junk funds and conflicted, commission-driven advice.

Backed by Experts

Credentialed fiduciaries who answer to you — never to a sales quota or a fund company.

A Force of Thousands

Stand with thousands of fellow vigilantes sharing signals, moves and intel on the market.

30+ years on the markets
The Mission

We turn protectors
into vigilantes.

For decades you stood watch over your community. But almost nobody stands watch over your retirement accounts — and the financial industry counts on you never looking too closely.

Market Vigilante exists to change that. We give first responders, service members and their families the training, tools and trusted experts to investigate their own money and demand it work as hard as they did.

No products sold, no commissions earned
Built around pensions, TSP & deferred comp
Plain-English, no Wall Street fog
A community that has your six
File 002 · The Investigation

What's really under the hood?

Most retirees own a one-line statement. Vigilantes open the case file. Here's what we teach you to pull apart — layer by layer.

EXHIBIT A

The Holdings

Every fund, every overlap, every dollar of risk you didn't know you were carrying.

EXHIBIT B

The Fees

Expense ratios, loads, wrap fees and the costs quietly skimmed off your balance for life.

EXHIBIT C

The Signals

How to read market moves, trends and warnings without panic — and act on real intel.

FUND X-RAY · SAMPLE READOUT
Your account1.42% fees
Low-cost equivalent0.08% fees
$0
avg lifetime cost of 1 bad % *

* Illustrative example for education only — not individualized investment advice.

File 003 · Warning Signs

Six red flags in
your statement.

If you spot any of these, it's time to open an investigation. We teach you exactly what to do next.

RF-01

Expense ratios over 1%

High fees compound against you for decades — often more than market crashes ever will.

RF-02

"Free" advice from a salesman

If the advice is free, you're usually the product. Know the difference between a broker and a fiduciary.

RF-03

Funds you can't explain

If you can't say what a holding does in one sentence, you can't judge whether it belongs to you.

RF-04

Overlap you didn't know you owned

Five funds that all hold the same names isn't diversification — it's concentrated risk in disguise.

RF-05

Surrender charges & lock-ups

Products that punish you for taking your own money back deserve a very hard look.

RF-06

Annuities sold as the only option

Sometimes right, often oversold. Learn the questions that expose a bad pitch fast.

File 004 · The Academy

What we train you to do

Six core missions — the same investigative discipline you brought to the job, pointed at your own money.

Fund Forensics

Break down every holding in your plan, line by line, and rebuild it around your goals.

Fee Audit

Uncover every cost dragging on your balance and learn exactly how to cut it.

Risk Signals

Read the trends, moves and warning signs in the market — and respond, don't react.

Rollover Recon

TSP, pension and 401(k) rollover strategy done right — without the costly mistakes.

Income Defense

Turn your nest egg into a paycheck that lasts as long as you do — by design, not by luck.

Scam Watch

Recognize the pitches and frauds that specifically target retirees and pensioners.

File 005 · The Watch

Meet the watch

Fiduciaries and analysts — several who served themselves — accountable to you and no one else.

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D. J. Marshall
CFP® · Lead Investigator
Fund Forensics96%
Fee Audits92%
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Ret. Sgt. A. Reyes
Pension & TSP Specialist
TSP / Pension98%
Rollover Strategy90%
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M. Calloway
CFA · Risk & Signals
Market Signals94%
Risk Strategy91%
0+
Active Vigilantes
$0M
Retirement $ Reviewed
0%
Avg Fees Cut
0
Years on the Markets
File 006 · From the Ranks

After 27 years on the job I thought I understood my pension. Market Vigilante showed me 1.3% in fees I never knew I was paying. That's real money back in my pocket every year.

Ret. Lieutenant · Fire Dept.
Vigilante since 2023

They taught me to investigate my own TSP the way I'd work a case. No pressure, no products — just the truth about my money and a plan I actually understand.

Master Sergeant · USMC (Ret.)
Vigilante since 2022

An annuity salesman nearly talked me into locking up my whole retirement. The community here gave me the questions to ask — and I walked away. Best decision I made.

Detective (Ret.)
Vigilante since 2024
File 007 · Enlist

Choose your rank

Start free. Upgrade when you're ready to bring in the experts and the full toolkit.

Tier 01

Recruit

Free
  • Weekly market signal brief
  • Red-flag starter guide
  • Community forum access
  • Fund X-ray tool
  • 1:1 fiduciary review
Enlist Free
Most Popular
Tier 02

Vigilante

$29/ month
  • Everything in Recruit
  • Full Fund X-ray & fee audit tools
  • Live expert AMAs & workshops
  • Full Academy course library
  • 1:1 fiduciary review
Become a Vigilante
Tier 03

Command

$99/ month
  • Everything in Vigilante
  • Quarterly 1:1 fiduciary review
  • Portfolio watch & alerts
  • Priority expert hotline
  • Spouse / family seat included
Take Command
File 008 · The Armory

Wear the badge

Gear for vigilantes. Every order helps fund free financial education for first responders.

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Challenge Coin

$25
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Vigilante Patch

$12
photo · tee

"Under the Hood" Tee

$28
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Tactical Cap

$24

Join the watch list

Get the weekly signal brief — market moves, red flags and intel that matters to your retirement. Free, always.

File 009 · Dispatches

Latest from the field

Read all dispatches →
File 010 · Stand Watch

Your nest egg deserves
a vigilante.

You protected others your whole career. Now join thousands of fellow vigilantes — and a team of experts — standing watch over what you earned.

Become a Vigilante Talk to the team